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The Delta Companion Certificate is a buy-one-get-one (BOGO) perk offered to holders of select Delta co-branded American Express credit cards, including the Delta SkyMiles® Platinum and Reserve cards (both personal and business versions). Each year, after renewing your card and paying the annual fee, Delta deposits a companion certificate into your SkyMiles account. This certificate allows you to book a round-trip ticket for a companion, paying only the government-imposed taxes and fees, which max out at $80 for domestic flights and $250 for eligible international flights.  

Here’s the kicker: the companion ticket can be used for Main Cabin, Delta Comfort+, or even First Class (depending on your card type) on flights within the U.S., Puerto Rico, the U.S. Virgin Islands, Mexico, the Caribbean, or Central America. For example, if you’re eyeing a Delta companion ticket international flight to Aruba or Costa Rica, this certificate can make it happen for a fraction of the cost.  

Why it’s a game-changer: A round-trip ticket that might cost $500 or more is reduced to just taxes and fees for your companion. That’s savings you can redirect toward a fancy dinner, a hotel upgrade, or your next adventure!  

How to Use a Delta Companion Ticket: Step-by-Step Guide

Using the Delta Companion Ticket is straightforward, but there are some rules and tricks to know to make the process seamless. Here’s how to redeem your companion certificate Delta like a pro:  

Step 1: Check Your SkyMiles Account

Your Delta Companion Certificate is automatically added to your SkyMiles account after your card renewal (typically within your card anniversary month). To find it:  

1- Log into delta.com and click on your profile.

2- Navigate to “Certificates, eCredits & Vouchers” under “My Profile.”

3- In the Delta app, check the “My Wallet” section  Look for a certificate labeled with “Added Regions” to confirm it’s the enhanced version, valid for destinations like Hawaii, Alaska, and the Caribbean.

Step 2: Search for Eligible Flights

1- Head to delta.com/redeem to book using your certificate. Enter your origin, destination, and travel dates, and select “Use Certificates and eCredits.” Delta will filter flights that qualify for the companion certificate. Key restrictions:  

2- Flights must be round-trip (no one-way or open-jaw tickets).

3- Available fare classes are limited to L, U, T, X, or V for Main Cabin (or W, S, I, Z, A, or G for Comfort+ or First Class with Reserve cards).

4- Basic Economy fares are not eligible.

5- Travel must be booked and completed before the certificate’s expiration date (usually one year from issuance).

Book early—3 to 9 months in advance—to secure seats in eligible fare classes, especially for popular routes or peak travel seasons.  

Step 3: Select Flights and Apply the Certificate

Choose your flights, and the companion certificate Delta will automatically apply, reducing the companion’s fare to just taxes and fees. Review the trip summary to confirm the discount is applied.  

Step 4: Pay and Confirm

You must pay for the primary ticket and the companion’s taxes/fees using an American Express card (any Amex, not just your Delta card). You can also combine Delta eCredits with the certificate for extra savings. Once confirmed, both tickets are issued, and you’re ready to fly!  

Example Savings: A round-trip flight from New York to Miami costs $400 per person. With the Delta Companion Ticket, you pay $400 for your ticket and just $80 in taxes/fees for your companion, saving $320! For a Delta companion ticket international flight to Jamaica, where tickets might cost $600 each, you’d save $520.  

Can You Use a Delta Companion Ticket for International Flights?

Yes, the Delta companion ticket international flight option is a major perk of the enhanced certificate introduced in 2024. Previously limited to the contiguous U.S., the certificate now covers round-trip flights to:  

• Alaska and Hawaii
• Puerto Rico and the U.S. Virgin Islands
• Mexico (e.g., Cancun, Puerto Vallarta)
• Caribbean (e.g., Aruba, Jamaica, Bahamas)
• Central America (e.g., Costa Rica, Panama)

However, taxes and fees for international flights can reach up to $250, so factor this into your savings calculations. Still, for pricey destinations like Bermuda or Grand Cayman, the companion certificate Delta can deliver jaw-dropping value.  

Insider Tips to Maximize Your Delta Companion Certificate

To get the most out of your Delta Companion Ticket, follow these expert strategies:  

1- Book High-Value Tickets: The certificate’s value scales with the primary ticket’s cost. Use it for expensive routes (e.g., cross-country or international flights) to maximize savings.

2- Be Flexible with Dates: Use Delta’s “Flexible Dates” search tool to find flights with eligible fare classes. Avoid peak travel periods when low-fare inventory is scarce.

3- Combine with Other Perks: Both travelers are eligible for upgrades based on Medallion status, so you might score Comfort+ or First Class seats for free.

4- Plan Ahead: Certificates expire one year from issuance, and travel must be completed by then. Don’t let this perk go to waste!

5- Transfer Wisely: The certificate is transferable, but once tickets are issued, they’re non-transferable. Choose your companion carefully.

6- Watch for Changes: If you cancel or change your itinerary, both tickets are affected, and the certificate may not be reissued. Confirm your plans before booking.

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DEGEN (DEGEN) is an Ethereum utility and meme token that was originally created as a reward mechanism on decentralized social protocol Farcaster. Originally launched in early 2024, DEGEN quickly emerged as a staple currency in Farcaster's /degen channel , a community of crypto builders, content creators, and meme insiders, where it was used for tipping, rewarding contributions, and spurring community activity.

Unlike traditional meme coins, the function of DEGEN is to combine humor with true utility  providing both creative proof-of-concepts and real decentralized finance (DeFi) applications in existence by being in emerging ecosystems.

As it evolved, the use of DEGEN was pulled into the greater Ethereum and Layer 3 (L3) blockchain ecosystem, particularly with the launch of the DEGEN Chain, a fast, low-cost, and app-optimized L3 built with Arbitrum Orbit technology.

DEGEN's community-centric spirit is supported by the involvement of prominent builders in the Farcaster and DeFi spaces, with a philosophy emphasizing open experimentation, mutual participation, and meme-driven innovation.

Now, DEGEN is a symbol of the disruptive shift towards social-fi (social finance), capturing the spirit of creativity and

what does degen mean in crypto?

In the cryptocurrency world, a degen is someone who makes high-risk, high-reward investments, often with little research and lots of hype.  Think of the person who apes into a new degen coin minutes after launch, based on a tweet or meme, hoping for a 100x return before it crashes.

How to Use DEGEN

To interact with DEGEN:

- Acquire DEGEN: Purchase on exchanges like BYDFi , Crypto.com, or DEXs on Ethereum/Base/Degen Chain.

- Store DEGEN: Use Ethereum-compatible wallets (e.g., MetaMask) to hold and manage tokens.

- Participate in Farcaster: Join the /degen channel to tip, earn rewards, or engage with the community.

- Explore DeFi: Stake, farm, or provide liquidity on Degen Chain dApps to earn yields.

- Monitor Risks: Conduct due diligence, as DEGEN’s volatility and experimental nature require careful risk management.

Degen (DEGEN) Tokenomics

A transparent and equitable approach to tokenomics has been a cornerstone of DEGEN’s community credibility.

-  Total Supply: 36.9 billion DEGEN

-  Circulating Supply: 14.17 billion DEGEN

-  Maximum Supply: 36.9 billion DEGEN (fixed, with no plans for inflationary increases)

Token Distribution:

-  Community Airdrops: A significant percentage was allocated to early Farcaster contributors and active community members, ensuring a broad and fair initial distribution.

-  Ecosystem Development: Tokens are reserved for ongoing community incentives, development grants, and partnerships to sustain growth.

-  Team and Advisors: Vesting schedules for core contributors ensure long-term alignment, but with no outsized founder allocation.

-  Liquidity and Listings: A portion of tokens is reserved for providing decentralized exchange (DEX) and centralized exchange (CEX) liquidity.

How Degen (DEGEN) Works

At its core, the DEGEN token is an ERC-20 asset on Ethereum, making it compatible with the most widely used wallets and decentralized exchanges.  Its initial use was as a micro-reward for valuable interactions within Farcaster, but as the DEGEN community grew, the token’s functionality expanded into several areas:

-  Social Incentivization: DEGEN is used to tip or reward users for content creation, community moderation, and contributing code or memes in various social and developer channels.  This model helps foster more organic, engaging crypto communities.

-  DeFi Use Cases: Through DeFi protocols built on the DEGEN Chain and partnered L3s, users can provide liquidity, farm yields, or stake tokens to earn passive income, much like established platforms on Ethereum and Arbitrum.

-  Low-Cost Transactions: The DEGEN Chain, powered by Arbitrum Orbit, provides high throughput and near-zero fees, enabling a scalable environment for microtransactions , essential for user-driven social and gaming applications.

-  Creator Tools & NFT Integration: Developers are exploring NFT drops, DAO governance, and creator engagement mechanisms that use DEGEN as a payment and rewards layer. DEGEN’s unique blend of meme appeal, practical on-chain use, and community engagement has differentiated it from typical meme coins, positioning it as a foundational currency within web3 social ecosystems.

Conclusion

Degen (DEGEN) works as a community-driven token that blends meme coin appeal with practical utility in social-fi and DeFi.  By leveraging Farcaster’s decentralized social platform and the Degen Chain’s low-cost infrastructure, DEGEN incentivizes engagement, rewards creativity, and supports innovative blockchain applications.

However, its high volatility, experimental status, and reliance on community adoption make it a risky investment. For those interested in DEGEN, participating in its ecosystem requires balancing enthusiasm with caution, aligning with the “degen” ethos of embracing uncertainty for potential rewards.

Final Thought
In the ever-evolving world of crypto, being a degen isn't just about reckless bets, it's about daring to explore the edge of innovation, where memes meet markets and communities build value from creativity.  DEGEN represents more than a token; it’s a cultural movement fueled by experimentation, humor, and decentralized collaboration.

Whether you're here for the fun or the future of financejust remember: in the land of degens, fortune favors the bold—but only the wise survive.

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If you’ve been mining PI coin for months—or even years—you’re probably losing sleep over one burning question: how do you actually sell Pi coin and turn your digital rewards into real value? Whether you’re in Nigeria, the US, India, or anywhere else, the uncertainty around selling Pi coin is a top concern for both new and experienced crypto users. With rumors swirling about listings on Binance, Huobi,BYDFi , and other exchanges, and with the 2024 mainnet developments, it’s more important than ever to get clear, actionable answers.

Selling PI coin isn’t as straightforward as selling Bitcoin or Ethereum, and your options may vary depending on your country, your trading experience, and the current status of the PI Network mainnet. Many users are eager to cash out or trade their PI for other cryptocurrencies or fiat, but are unsure about the safest and most effective way to do it. This guide breaks down the latest information and gives you practical steps, so you can make informed decisions and avoid common pitfalls.

Can I sell PI coin right now?

As of May 2025, PI coin is still in the process of moving from its “enclosed mainnet” to a fully “open mainnet.” This means that, for most users, PI coin cannot yet be freely traded on major exchanges like Binance, Huobi, or BYDFi . Any offers you see online to buy or sell PI outside the official PI Network app are likely unofficial and could be scams. The PI Network team has repeatedly warned users to avoid peer-to-peer deals or third-party platforms that promise to exchange PI for fiat or other cryptocurrencies before the official open mainnet launch.

How to sell PI coin in Nigeria and other countries?

If you’re in Nigeria or another country with a large PI community, you might see local groups offering to buy your PI coin. However, until PI coin is officially listed on exchanges, selling through unofficial channels is risky and not recommended. Once the open mainnet is live and PI is listed on reputable exchanges, you’ll be able to transfer your PI from the PI Network app to your exchange wallet and sell it for Naira, USD, or any other supported currency. For now, the best approach is to stay patient, complete your KYC verification, and watch for official announcements.

How will I know when I can sell PI coin on Binance, BYDFi, or Bitget?

The PI Network team will announce any official exchange listings through their app and verified social media channels. When PI coin is listed on platforms like Binance, BYDFi, or Bitget, you’ll be able to transfer your coins to those exchanges and sell them just like any other cryptocurrency. Be wary of fake news or phishing attempts—always double-check announcements on the official PI Network website or app before taking action.

How do I sell PI coin once it’s listed on an exchange?

Once PI coin is officially listed, here’s what you’ll typically need to do:

1. Complete KYC verification on both the PI Network app and your chosen exchange.
2. Transfer your PI coins from the PI Network wallet to your exchange wallet using the provided deposit address.
3. Navigate to the PI/USDT or PI/fiat trading pair on the exchange.
4. Place a sell order (market or limit) depending on your strategy and the current price.
5. Withdraw your proceeds in your preferred currency or reinvest in other cryptocurrencies.

What should I watch out for when selling PI coin in 2024 and beyond?

• Scams: Avoid any unofficial offers, especially on social media or messaging apps.
• KYC requirements: Make sure your identity verification is complete to avoid delays.
• Volatility: New listings can be extremely volatile—consider waiting for the price to stabilize before selling large amounts.
• Fees: Check the exchange’s withdrawal and trading fees before making a transaction.

Conclusion

Selling PI coin is a process that requires patience, caution, and up-to-date information. The safest way to sell is to wait for official exchange listings and follow the steps provided by the PI Network and your chosen trading platform. Don’t risk your hard-earned coins on unofficial deals, and always prioritize security and compliance.

Check out BYDFi for  latest updates and other cryptocurrencies.

Cancel for Any Reason (CFAR) insurance is an optional add-on to standard travel insurance policies that offers unmatched flexibility. Unlike traditional trip cancellation coverage, which only reimburses for specific reasons like illness or natural disasters, CFAR lets you cancel your trip for any reason at all—no questions asked. Whether you’re worried about political unrest, a last-minute work obligation, or simply don’t feel like traveling, CFAR has your back. Typically, it reimburses 50–75% of your prepaid, non-refundable trip costs, such as flights, hotels, or tours.

For travelers in the U.S., where CFAR is primarily available, this coverage is a game-changer for high-stakes trips. Imagine you’ve spent $5,000 on a non-refundable European cruise, but a sudden fear of travel or a personal issue arises. With cancel for any reason travel insurance, you could recover up to $3,750, softening the financial blow.

Why Should You Care About CFAR Insurance?

Travel plans are rarely set in stone. From unexpected work demands to global events like pandemics or political unrest, the reasons to cancel a trip are endless. Standard travel insurance might cover medical emergencies or severe weather, but it won’t help if you cancel because of a bad vibe about your destination or a family member’s financial troubles. That’s where cancel for any reason travel insurance shines, offering peace of mind for travelers who want ultimate flexibility. Here’s why it’s worth considering:

Unpredictable Life Events: Work conflicts, a sick pet, or a change in personal plans? CFAR covers cancellations for reasons standard policies don’t.

High-Value Trips: If you’re splurging on a once-in-a-lifetime vacation (think $10,000 safaris or honeymoons), CFAR protects your investment.

Travel Anxiety: Nervous about traveling due to global events or safety concerns? CFAR lets you cancel without losing everything.

Flexibility for Families: Parents or business travelers with shifting schedules benefit from the freedom to change plans.

How Does CFAR Insurance Work?

Understanding the nuts and bolts of CFAR insurance is crucial before you buy. Here’s a breakdown of how it works:

Purchase Timing: You must buy CFAR within 10–21 days of your initial trip deposit, depending on the provider. This ensures you’re not adding it last-minute when you already know you might cancel.

Full Trip Coverage: You need to insure 100% of your prepaid, non-refundable trip costs (flights, hotels, excursions, etc.). Partial coverage won’t qualify.

Cancellation Deadline: Most policies require you to cancel at least 48–72 hours before your departure date. Last-minute cancellations may not be covered.

Reimbursement Limits: Expect 50–75% of your non-refundable costs back, depending on the plan. For example, a $6,000 trip could yield $3,000–$4,500 in refunds.

Not Standalone: CFAR is an add-on to a comprehensive travel insurance policy, not a standalone product.

For example, let’s say you’re a U.S. traveler planning a $7,000 trip to Italy, booked through a boutique hotel with a strict no-refunded policy. You purchase a travel insurance plan for $350 and add CFAR for an extra $150 (a 40–50% premium increase). If you cancel due to a work emergency, CFAR could reimburse up to $5,250, saving you from a total loss.

Do I Need Cancel for Any Reason Travel Insurance?

The big question: Do I need cancel for any reason travel insurance? The answer depends on your travel plans, risk tolerance, and budget. Here are scenarios where CFAR is a smart investment:

Expensive Trips: If your trip costs thousands (e.g., $5,000+ in non-refundable bookings), CFAR minimizes financial risk.

Uncertain Plans: If your schedule is unpredictable due to work, family, or health concerns, CFAR offers flexibility.

Travel During Uncertain Times: Political unrest, pandemics, or forecasted bad weather might make you hesitant to travel. CFAR covers these concerns when standard policies don’t.

High Emotional Investment: Planning a dream honeymoon or anniversary trip? CFAR ensures you’re not out thousands if plans change.

However, CFAR might not be necessary for:

Low-Cost Trips: If your trip is under $1,000 or mostly refundable, the extra premium (40–50% more) might not be worth it.

Firm Plans: If you’re certain you won’t cancel (e.g., attending your own wedding), standard coverage may suffice.

Credit Card Benefits: Some premium credit cards, like the Chase Sapphire Preferred®, offer limited trip cancellation coverage, but it’s not as flexible as CFAR.

The Cost of CFAR Insurance: Is It Worth It?

Adding cancel for any reason travel insurance increases your premium by 40–50%. For a $5,000 trip, a standard travel insurance policy might cost $250–$500, while CFAR could bump it to $350–$750. While this seems steep, the peace of mind can be priceless for high-value or uncertain trips.

For example, a family of four planning a $10,000 trip to Australia might pay $500 for a standard policy and an extra $250 for CFAR. If they cancel due to a school schedule change, they could recover $7,500—far outweighing the added cost.

How to Choose the Best CFAR Insurance Plan

1- Compare Reimbursement Levels: Look for plans offering 75% reimbursement over 50% for maximum value. Providers like WorldTrips, Seven Corners, and Faye are known for strong CFAR options.

2- Check Purchase Windows: Ensure you can buy within 14–21 days of your initial deposit. Some providers, like Tin Leg, offer shorter windows (14 days).

3- Read the Fine Print: Confirm eligibility requirements, like insuring 100% of non-refundable costs and canceling 48–72 hours before departure.

4- Shop Around: Use comparison sites like Squaremouth to get quotes from multiple providers. This ensures you find the best coverage at the lowest price.

5- Consider Your Destination: CFAR isn’t available in all states (e.g., New York) or for non-U.S. residents, so check availability.

Common Scenarios Where CFAR Saves the Day

1- Work Conflicts: A sudden project deadline forces you to cancel a $4,000 trip to Japan. CFAR reimburses up to $3,000.

2- Travel Anxiety: You’re uneasy about traveling to a region with recent political unrest. CFAR lets you cancel without financial loss.

3- Personal Reasons: A sick pet or a falling out with your travel companion? CFAR covers these non-traditional reasons.

4- Weather Worries: A forecast predicts rain for your beach vacation. CFAR lets you cancel, even if the weather isn’t severe enough for standard coverage.

The Bottom Line: Is CFAR Insurance Your Travel Safety Net?

Cancel for any reason travel insurance is a powerful tool for travelers seeking flexibility and peace of mind. While it comes with a higher premium, the ability to cancel for any reason—from a change of heart to global uncertainties—makes it a must-have for expensive or uncertain trips. By understanding how CFAR insurance works, comparing plans, and acting within eligibility windows, you can protect your travel investment and travel with confidence.